# How Texas Drivers Can Lower Insurance Costs After a Ticket
A traffic ticket in Texas can raise what a driver pays for car insurance for years, because the violation stays on the driving record and insurers price that risk into the premium. For many eligible drivers, the practical way to limit that effect is to complete a state-approved defensive driving course and ask the court to dismiss the ticket, so the conviction does not stay on the record.
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To understand the record side of that choice, read how texas drivers save on insurance with a texas defensive driving course. It explains why finishing the course and seeking dismissal matters for both the record and the monthly insurance bill.
Ticket Dismissal Texas offers a TDLR-approved six-hour online defensive driving course for $25, in English or Spanish. Drivers can take it from home, at their own pace. For questions, call (210) 580-6533 or email falakiqbal31@gmail.com. The office is at 5015 De Zavala Rd Ste 102, San Antonio, TX 78249.