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Contents
Most ai girlfriend reviews spend paragraphs on personality and only mention price at the end, yet price structure is what decides whether an app works for you. This page flips the order: plan prices, what a token buys, and refund terms come first, taken from the official pages of DreamGF, Candy AI, Golove AI, Kupid AI and Joi as of November 2026. Feature notes follow for each app.
# What you pay up front
| App | Published plan pricing | Included each month | Extra credits |
|---|---|---|---|
| DreamGF | 3-month plan: $12.99 first payment, then $25.99/month; annual: $69.99 first, then $311.88/year | 100 tokens, voice calls and messages, faster image generation | Token packs from $2.99 to $179.99, members only |
| Candy AI | Not shown in readable form; homepage advertised a premium discount | A batch of tokens for voice, chat, images and video | Top-ups any time |
| Golove AI | Not shown in readable form; homepage advertised a limited-time PRO offer and a new-user bonus | Check the current plan on the official site | Check the official site |
| Kupid AI | Not shown in readable form | Homepage says sign-up unlocks unlimited chat for free | Photos and videos unlock on upgrade |
| Joi | Not shown in readable form | Check the current plan on the official site | Check the official site |
Only DreamGF publishes full plan prices on a public page. For the others, read the checkout screen carefully, including the renewal amount.
# What a token actually buys
DreamGF is the only app here that lists per-action costs publicly:
- Creating a companion: 20 tokens
- One image: 10 tokens
- One voice message: 3 tokens
- Voice calls: 7 tokens per minute
With 100 tokens a month, that is roughly ten images, or about fourteen minutes of calls, before you need a top-up. Candy AI uses a similar single balance across voice, chat, images and video, and its homepage notes that more detailed companions use more tokens.
Joi pairs adult chat with image generation; check its current plan price at checkout.
# Refunds, renewals and rollovers
This is the part most ai girlfriend reviews skip, and where complaints usually start.
- Candy AI: its terms give 24 hours after payment to request a subscription refund. Tokens do not carry over or get refunded after a subscription ends, and plan changes take effect at the start of the next billing cycle.
- DreamGF: plans renew at the recurring price shown on its pricing page unless canceled, and token purchases are one-off charges, not recurring.
- Golove AI, Kupid AI and Joi: refund terms were not on the pages we read; check their terms before buying.
# DreamGF: the most transparent pricing
Beyond the numbers above, DreamGF’s membership adds blur removal on images and faster responses, and its pricing page says adult transactions do not appear on bank statements. Its pricing is the easiest to plan around because both the first payment and the renewal are printed. See DreamGF’s plans.
# Candy AI: one balance for everything
Candy AI’s appeal is breadth: you design a companion’s appearance, voice and personality, and the companion can chat, send images, hold voice conversations and send video. Because one token balance covers all of it, heavy image or video use drains it faster than chat. The 24-hour refund window is short, so try the free account first. Start on Candy AI.
# Golove AI: memory and voice first
Golove AI’s homepage centers on memory and voice: more than 350 ready-made characters or your own design, a companion that remembers names, stories and preferences, and voice messages that match the character’s personality. It also mentions custom photos and video moments inside one private chat. Meet Golove AI’s characters.
# Kupid AI: free chat, paid media
Kupid AI’s homepage says signing up gets you unlimited chat for free, with photos, videos and more unlocking on upgrade, and it adds new models every week. That structure suits people who mainly want text conversation. Try Kupid AI’s free chat.
# Joi: broadest character filters
Joi’s library can be filtered by gender (including non-binary), adult age brackets starting at 18-21, and tags such as Trans, Gay and Lesbian. It also offers adult-themed image generation and says chats can be used anonymously. Browse Joi.
# How this review roundup was put together
Every fact here comes from official sources read in November 2026: pricing pages, homepages and terms of service. We did not subscribe to the apps or hold conversations to judge them, and we do not assign grades, because that would require use we have not done. Where a price was not published in readable form, we say so instead of estimating.
# FAQ
# Which AI girlfriend app is cheapest?
DreamGF is the only app here with full public prices, starting at a $12.99 first payment on its 3-month plan before renewing at $25.99 a month. Kupid AI advertises free unlimited chat, which may cost nothing if text is all you need.
# Do AI girlfriend reviews mention hidden costs?
The main ones are renewal prices after an introductory payment, token costs for images and voice, and tokens that expire. DreamGF publishes its token costs, and Candy AI’s terms say tokens do not carry over after a subscription ends.
# Can I get a refund if I do not like the app?
Candy AI allows subscription refund requests within 24 hours of payment. For the other apps, check the terms before paying, and cancel before renewal if you are unsure.
# Are voice calls included in the price?
On DreamGF, voice calls and messages are part of membership but use tokens: 3 per message and 7 per minute of calls. Candy AI also draws voice from its token balance.
# How should I read ai girlfriend reviews that rank apps?
Check whether the reviewer explains how they used the app. A ranking without a method tells you little; published prices and terms are verifiable.